15 Money Habits 88% of Financially Confident People Share

What separates people who stress about money from those who sleep soundly knowing their finances are secure? Most people feel anxious about money, living paycheck to paycheck despite earning decent incomes, while others with similar salaries seem financially unshakeable. The specific daily and weekly habits that financially confident people use to build wealth and peace … Read more

Retirement at 65? Why 66% of Americans Plan to Work Longer

Retirement at 65 Why 66% of Americans Plan to Work Longer

Mariya, 58, recently discovered her retirement savings won’t last 20 years—she’s not alone. Traditional retirement at 65 is becoming obsolete as two-thirds of Americans plan to work longer than previous generations. 1. The New Reality: Why 66% of Americans Plan to Work Past 65 Your parents retired at 65. Maybe your grandparents did too. But … Read more

Melatonin Might Be Wrecking More Than Your Sleep — Study Links It to Heart Failure

Melatonin Might Be Wrecking More Than Your Sleep — Study Links It to Heart Failure

If you take melatonin to sleep, a scary 2024 headline probably caught your eye: “Study Links Melatonin to Heart Failure.” For the millions who rely on this over-the-counter supplement, this news is confusing and alarming. You’re wondering if your nightly routine is secretly damaging your heart. In this article, we cut through the panic. We’ll … Read more

15 Retirement Account Mistakes That Cost Boomers $340,000 (Financial Advisors Finally Speaking Out)

15 Retirement Account Mistakes That Cost Boomers $340,000 (Financial Advisors Finally Speaking Out)

Financial advisors are speaking out about a single, devastating planning gap. Fidelity’s 2025 data shows it could cost the average 65-year-old couple $345,000. That number isn’t a stock market loss. It’s the estimated cost of healthcare in retirement. Underestimating this one expense is just the tip of the iceberg. For Baby Boomers, the “golden years” … Read more

15 Costliest Money Mistakes That Haunt People in Their 70s (Financial Planners’ Top Regrets)

15 Costliest Money Mistakes That Haunt People in Their 70s (Financial Planners' Top Regrets)

Retirement is supposed to be your “golden years,” but for many, it’s a time of deep financial stress. Why? The problem isn’t one bad decision. It’s a series of small, avoidable errors made 10-20 years prior. We see people in their 70s who should be comfortable. But they are now house-poor, battling healthcare costs, or … Read more