I took a part-time job a year after I retired, and not because I needed the money. I needed somewhere to be on Thursday mornings. The paycheck turned out to be a nice bonus.
The short version
- The best fits use skills you already have and come with flexible hours.
- Pay varies widely by city, experience and season.
- If you are under full retirement age and collecting Social Security, earnings above a yearly limit reduce your benefit temporarily.
1. Consulting in your old field
Former employers and their competitors often value experienced people for short projects. You set the scope, the hours and the rate.
2. Tutoring and test prep
Retired teachers, engineers and accountants are in demand for math, reading, writing and exam prep, in person or online.
3. Bookkeeping
Small businesses need help with invoices, payroll and monthly books. If you have done this work before, it can be done from home on your own schedule.
4. Seasonal tax preparation
Tax preparation firms hire and train seasonal staff every winter. It is intense for a few months, then finished.
5. Substitute teaching
Requirements vary by state, but many districts welcome retirees, and you choose which days you are available.
6. Museum docent or tour guide
Some museums and tour companies pay guides, and the job keeps you learning and talking with visitors all day.
7. Pet sitting and dog walking
Flexible, active and in steady demand. Apps make finding clients easy, but insurance and clear agreements are worth having.
8. Retail at a store you love
Garden centers, bookstores and outdoor shops often welcome experienced, reliable staff, and employee discounts are a real perk.
9. Campground host or seasonal park work
Seasonal jobs at parks and campgrounds suit people with RVs or flexible summers. Some include a free campsite.
Two things to check before you start
If you claim Social Security before full retirement age, earnings above an annual limit lead Social Security to hold back part of your benefit until you reach that age. We explain how it works in our guide to claiming Social Security at 62.
If you work for yourself, set aside money for income tax and self-employment tax, because no employer is withholding it for you.
Sources
- Social Security Administration: Receiving benefits while working
- IRS: Self-employed individuals tax center
This article is for general information. Pay, licensing rules and tax treatment vary by state and personal situation.